Cash Advance Apps That Work with Albert – Best Apps
What is Albert?
Albert is a financial app that helps you manage your money, save for goals, and even get quick cash advances. It offers various features, but its cash advance option, known as Albert Instant, is particularly popular. To access Albert Instant, you need to subscribe to their Genius plan, which costs $14.99 per month. This subscription gives you access to cash advances, financial advice, and more.
Related: Why Albert is No.1 Cash Advance App in USA 2024?
5
Average Review
Cash Advance APP
- Earn up to 20% cash back
- Identity protection
- Get paid up to 2 days early
- Fee-free ATMs
5
Average Review
Cash Advance APP
- Access up to $225
- Zero interest
- No late fees
- No credit check
Top Cash Advance Apps Compatible with Albert
EarnIn
- How it Works: EarnIn allows you to get cash advances based on your hourly wages. You can borrow up to $750 per pay period without any fees, although tips are optional.
- Features: It has a higher cash allowance than some competitors and provides 24/7 customer support.
- Pros: No membership fees, higher advance limits, good customer support.
- Cons: Requires you to verify your hours worked, which might feel intrusive.
Cleo
- How it Works: Cleo is an AI-driven financial assistant that helps you manage your money. It offers cash advances up to $250 without requiring proof of regular income or credit checks.
- Features: Cleo has a sassy AI bot that helps with financial planning and offers cash advances with a monthly subscription fee of $5.99.
- Pros: No credit checks, no direct deposit requirement, and lower monthly fees compared to Albert.
- Cons: Initial advance limits are low, and express transfers cost extra.
Dave
- How it Works: Dave offers cash advances up to $500 for a $1 monthly subscription fee. You don’t need to set up a direct deposit to use Dave, but doing so can lower your fees.
- Features: Dave provides a higher initial advance limit and has lower turbo fees for express transfers.
- Pros: Low monthly subscription fee, higher initial advance limits, no direct deposit requirement.
- Cons: Express transfer fees can add up if used frequently.
MoneyLion
- How it Works: MoneyLion offers cash advances up to $500 with no interest fees. You need an active bank account with a positive balance and a history of income deposits.
- Features: MoneyLion also provides cashback options and investment opportunities without fees.
- Pros: No interest fees, additional financial tools, and investment options.
- Cons: Requires a bank account attachment and consistent income history.
Brigit
- How it Works: Brigit offers cash advances up to $250 and provides budgeting tools and credit-building features. A membership costs $8.99 to $14.99 per month.
- Features: Brigit offers instant advances within 20 minutes for members, and has no late fees.
- Pros: Fast delivery, no late fees, additional budgeting and credit-building tools.
- Cons: Monthly membership fee, direct deposit required.
Chime
- How it Works: Chime provides fee-free overdrafts up to $200 with its SpotMe® feature. The overdraft limit increases based on your account activity.
- Features: No fees or credit checks, and access to ATM withdrawals and debit card transactions.
- Pros: No fees, automatic overdrafts, no credit checks.
- Cons: Initial overdraft limits are low.
Klover
- How it Works: Klover offers cash advances up to $200 with no interest or credit checks. You need an account with consistent salary deposits for at least two months.
- Features: Klover also offers financial insights and budgeting tools.
- Pros: No interest or credit checks, additional financial tools.
- Cons: Lower advance limits, processing times of 1 to 3 days without express fees.
Related: 6 Cash Advance Apps that lend you money
While Albert is a great app for managing finances and getting quick cash advances, there are several other apps like EarnIn, Cleo, Dave, MoneyLion, Brigit, Chime, and Klover that offer similar or even better features. Each of these apps has its own set of advantages and disadvantages, so it’s important to choose one that best fits your financial needs and preferences. Always consider the fees, advance limits, and additional features each app offers before making a decision.
5
Average Review
Cash Advance APP
- Earn up to 20% cash back
- Identity protection
- Get paid up to 2 days early
- Fee-free ATMs
5
Average Review
Cash Advance APP
- Access up to $225
- Zero interest
- No late fees
- No credit check
