Privacy Policy

Last Updated: [March 16, 2026]

Cashably. and/or its subsidiaries and affiliates (“Cashably,” “we,” “us,” or “our”) provides an online platform that helps users explore and connect with third-party financial products and services (the “Services”). This Privacy Policy explains how we collect, use, disclose, and protect personal information when you access or use our websites, mobile applications, and related services (collectively, the “Digital Properties”). By using the Services, you acknowledge that you have read and understood this Privacy Policy.

1. Scope and Key Definitions

“Personal Information” means information that identifies, relates to, describes, or can reasonably be linked to you (directly or indirectly).

This Privacy Policy does not cover the privacy practices of third-party lenders, banks, or other financial providers you may interact with through our Services (“Financial Providers”). Financial Providers may have their own privacy policies and may retain and use information you share with them.

2. Personal Information We Collect

We collect Personal Information in the following ways:

A. Information You Provide

Depending on how you use the Services, you may provide:

• Contact information: name, email address, phone number, mailing address
• Identity information: date of birth, government identifiers (such as SSN), and similar identifiers (as permitted/required for identity verification or fraud prevention)
• Financial and eligibility information: income range, employment details, bank account information (if applicable), and related financial details you submit
• Account information: username, password, account preferences
• Communications: information you provide when you contact support or communicate with us (email, phone, chat)
• Marketing preferences: opt-ins/opt-outs and communication settings

B. Information Collected Automatically

When you use our Digital Properties, we and our service providers may collect:

• Device and network data: IP address, device identifiers, browser type, operating system, app version
• Usage data: pages/screens viewed, clicks, time spent, referral URLs, search terms, andinteractions
• Approximate location data: generally derived from IP address (not precise GPS unless you enable it and we request it)
• Cookies and similar technologies: as described in Section 6

C. Information from Third Parties

We may receive information about you from:

• Financial Providers and partners (e.g., offer status, engagement signals, product outcomes where shared)
• Service providers (analytics, fraud prevention, identity verification)
• Consumer reporting agencies (where permitted by law and consistent with your authorizations)
• Public sources (for identity verification, fraud prevention, or compliance)

D. Combining Information

We may combine information collected from different sources and across devices to operate, secure, and improve the Services.

3. How We Use Personal Information

We use Personal Information to:

1. Provide and operate the Services (including creating accounts, delivering features, and routing requests)
2. Connect you with Financial Providers and present offers that may be relevant based on information you submit
3. Verify identity and prevent fraud and maintain the safety and integrity of the Services
4. Conduct compliance activities (including recordkeeping, audits, responding to lawful requests, and enforcing agreements)
5. Communicate with you about your account, inquiries, support requests, and service updates
6. Marketing and advertising (including interest-based advertising where permitted, and subject to your choices)
7. Analytics and improvements (debugging, performance, product development, personalization)
8. Business operations (internal administration, security, mergers/acquisitions, and legal matters)

4. How We Disclose Personal Information

We may disclose Personal Information as follows:

A. Financial Providers and Marketplace Partners

When you submit information to request, explore, or be matched with financial products, we may share your information with one or more Financial Providers and related partners to evaluate eligibility and present offers. Financial Providers may retain your information even if you do not proceed with an offer, and their use of your information is governed by their own privacy policies.

B. Service Providers

We share information with vendors that perform services on our behalf, such as:

• hosting and cloud infrastructure
• analytics and performance monitoring
• customer support tools
• fraud prevention and security
• identity verification
• communications delivery (email/SMS)

C. Affiliates

We may share information within the Cashably corporate family for purposes consistent with this Privacy Policy.

D. Legal, Compliance, and Safety

We may disclose information to comply with law, enforce our agreements, protect rights/safety, respond to lawful requests, and investigate suspected fraud or security issues.

E. Business Transfers

If we are involved in a merger, acquisition, financing, reorganization, bankruptcy, or sale of assets, information may be disclosed as part of that transaction, subject to customary confidentiality protections.

F. Aggregated / De-Identified Data

We may use and disclose aggregated or de-identified information for any lawful business purpose.

5. Consumer Reports and Eligibility Information (FCRA-Related)

Depending on the product flow and your authorizations, Cashably and/or Financial Providers may obtain and use consumer reports and related information to verify identity, prevent fraud, evaluate eligibility, and comply with legal obligations. Where required, we and/or the applicable provider will provide additional disclosures and obtain necessary permissions.

6. Cookies, Tracking, and Interest-Based Advertising

We use cookies and similar technologies to:

• remember preferences
• authenticate users
• understand usage and performance
• measure and improve marketing
• reduce fraud and improve security

Your Choices

• You can adjust cookie settings through your browser or device settings.
• Some features may not work properly if cookies are disabled.
• If we support an in-product cookie preference tool, you may use it to manage optional cookies.

Interest-Based Advertising

We (or our partners) may show ads based on your browsing activity over time and across sites/apps. You can opt out of certain interest-based advertising through industry programs such as the Digital Advertising Alliance (DAA) and Network Advertising Initiative (NAI) (availability varies by device and region).

7. Communications Preferences (Email, Phone, SMS)

You may receive communications from us and, where applicable, from Financial Providers you engage with, about your account, inquiries, offers, or Services.l You may opt out of marketing emails by using the unsubscribe link in our emails. Transactional/service emails may still be sent when necessary.

Text Messages (SMS/MMS)

• If you opt in to receive texts:
• Message frequency varies
• Message and data rates may apply
• You can opt out at any time by replying STOP
• For help, reply HELP or contact [email protected]

We are not responsible for delayed or undelivered messages.

Calls

If you provide a phone number, you may receive calls related to your account, inquiries, offers, or support. Where required by law, we will provide additional disclosures and honor applicable opt-out requests.

8. Your Privacy Rights and Choices

Depending on where you live, you may have rights to:

• request access to or deletion of certain Personal Information
• request correction of inaccurate Personal Information
• opt out of certain sharing or targeted advertising (where applicable)
• limit the use of certain sensitive information (where applicable)

U.S. State Privacy Disclosures (as applicable)

If you are a resident of certain states (such as California, Colorado, Connecticut, Virginia, or Utah), you may have additional rights. Cashably will honor valid requests consistent with applicable law.

To submit a request:

Email: [email protected] with the subject line “Privacy Request”

Or mail: [Privacy Officer / Compliance Officer], Cashably, [Company Address]

We may need to verify your identity before processing your request.

Do Not Sell / Do Not Share (if applicable)

If Cashably engages in practices regulated as “selling” or “sharing” Personal Information under certain state laws, we will provide an opt-out mechanism where required (for example, a “Do Not Sell or Share My Personal Information” link).

9. Data Retention

We retain Personal Information as long as reasonably necessary to:

• provide the Services
• comply with legal and regulatory obligations
• resolve disputes and enforce agreements
• maintain records for security, fraud prevention, and audit purposes

Retention periods vary depending on the type of information and the purpose for which it was collected.

10. Data Security

We use reasonable administrative, technical, and physical safeguards designed to protect Personal Information. However, no security measure can guarantee absolute security. You are responsible for maintaining the confidentiality of your account credentials. Use strong passwords with characters, numbers and capitalization.

11. Children’s Privacy

The Services are not intended for individuals under 18, and we do not knowingly collect Personal Information from children. If you believe a minor has provided us information, contact us and we will take appropriate steps to address it.

12. International Users

The Services are intended for users in the United States. If you access the Services from outside the U.S., you understand that information may be processed and stored in the United States and other jurisdictions where our service providers operate.

13. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. The “Last Updated” date above indicates when it was last revised. If we make material changes, we will provide notice as required by law (for example, by posting an updated policy and/or providing additional notice through the Services).

14. Contact Us

If you have questions about this Privacy Policy or your privacy choices, contact us:

Cashably

Email: [email protected]Phone: 313-656-7701

Mail: [Privacy Officer/Compliance Officer], Cashably, Inc., 330 E Liberty St, Ann Arbor, MI

48104