No hard credit check required
Designed to help you build credit responsibly through everyday use.
Apply confidently—your credit score won't be affected by a hard inquiry during approval.
Enjoy zero APR on your balance with responsible use—use your card worry-free!
Manage your credit easily without annual fees, keeping costs simple and predictable.
Open your account with flexibility.
The Cashably Card is a secured credit card that is designed to make credit building simple and transparent. Apply in minutes, use it for everyday purchases, and build your credit responsibly over time.
Apply in just minutes with a simple and straightforward process. No hard credit inquiry is required to begin your application.
Transfer funds to your Cashably Card. Then use your available balance for everyday purchases just like a traditional card.
Pay your balance on time each month to keep your account in good standing. Make payments responsibly to stay on track and build positive habits.
Eligible payment activity may be reported to major credit bureaus. Responsible use over time can help strengthen and improve your credit profile.
Unlike many traditional credit cards, the Cashably Card is focused on helping you build credit. It offers no annual fee¹, a 0% APR², no hard credit check to start your application, and uses a refundable security deposit to secure your credit line. With responsible use, eligible payment activity may be reported to the major credit bureaus.
No, the Cashably Card has no annual fee.
A physical card is available for a one-time fee of $7.99, or you can unlock it with a Cashably+ monthly subscription ($7.99/month), which also includes access to our full suite of premium tools. You can cancel your subscription anytime in the app store.
No, your credit score will not be impacted when you apply!
When you check your eligibility for the Cashably Card, we perform a soft credit check. Soft checks aren’t reported to credit bureaus, which means it will not impact your credit score.
If you’re approved and choose to accept your Cashably Card, a full application review may follow, which may involve other checks to determine eligibility.
