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Start building today.

Take control of your financial future with the Cashably Card. Designed to help you build credit
through everyday payments, it gives you the tools to develop stronger financial
habits over time. Start confidently,

Cashably is a financial technology platform designed to help users build credit, access cash advances, and earn rewards — all in one secure app.

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Cashably Card Holder User Agreement
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Cashably™ is a financial technology platform and not a bank. The Cashably Card and related banking services are provided by Cross River Bank Member FDIC. Upward Financial Inc. is a technology services provider and the administrator of the Cashably Card program. Deposits FDIC-insured up to $250,000 through Cross River Bank. Line of credit is not a deposit product. Cards may be used everywhere Mastercard is accepted.

The Cashably Card is issued by Cross River Bank, Member FDIC. Approval is not guaranteed. All applications are subject to identity verification, eligibility review, and applicable consumer reporting checks.

¹No Hard Credit Check: There is no hard credit check required to apply or be approved for the Cashably Card. While applying will not impact your credit score, Cashably may report information about your account status and activity to credit bureaus, which could appear on your credit reports.

²0% APR: 0% APR means zero interest. This secured card operates like a debit card where your deposited funds set your credit line and automatically settle your purchases.

³No Annual Fee: The Cashably Card has no annual fee. Other fees may apply, such as out-of-network (non Allpoint) ATM fee ($2.50), foreign transaction (3%), card replacement, or inactivity fees. See Cashably Card Holder User Agreement for more details.

⁴Open your account with just $1: A minimum deposit of at least $1 is required to open your account. As a secured card, your account balance directly sets your credit limit—meaning you must deposit funds to establish your spending limit. A digital card is included for free. A physical card is optional for $7.99/month, which is not a finance charge and does not affect your credit limit.

Cashback, rewards, and promotional offers displayed on Cashably are brought to you in partnership with third-party providers and require qualifying actions. While Cashably sponsors and promotes these offers, individual partners are solely responsible for offer terms, eligibility criteria, and reward fulfillment. Offers are subject to availability and may change without notice.

Cashably makes no guarantees regarding financial outcomes, including approval for credit products, loan approvals, credit score improvements, or eligibility for financial services. Individual results may vary based on personal financial circumstances and credit history.

Cashably provides financial tools such as credit score monitoring, budgeting tools, and financial insights designed to help users better understand their finances. These tools are provided for informational and educational purposes only and should not be considered financial, investment, tax, or legal advice.

Cashably operates a financial marketplace that connects users with third-party financial service providers including lenders and companies offering loans, cash advances, credit products, and other financial services. Cashably is not a lender. Loan approvals, interest rates, repayment terms, and funding decisions are determined solely by the individual financial institutions or lenders providing those services.

Cashably may promote, advertise, or recommend financial products and services offered by third-party partners. Cashably may receive compensation from partners when users apply for or obtain financial products through the Cashably platform. This compensation may influence how and where certain products appear within the platform.

Cashably does not control and is not responsible for the underwriting decisions, services, policies, or actions of third-party financial providers. Users should review the terms and conditions of any financial product offered by a third party before applying.

To cancel your Cashably+ subscription, please manage your subscription settings directly through the Apple App Store or Google Play Store prior to the next billing cycle.

Services and information provided by Cashably are offered on an “as-is” and “as-available” basis, without warranties of any kind, either express or implied. Financial information displayed through the Cashably platform may be delayed, incomplete, or inaccurate and should not be relied upon as the sole basis for financial decision-making.

Some links within the Cashably website or mobile application may direct users to third-party websites or services. Cashably is not responsible for the privacy practices, security policies, or content of those third-party websites. Users are encouraged to review the privacy policies and terms of those providers.Logos, trademarks, and brand names of third-party companies displayed on the Cashably platform are the property of their respective owners and are used for identification purposes only. Their use does not imply endorsement, sponsorship, or affiliation unless expressly stated.

Mastercard®️ and the Mastercard brand mark are registered trademarks of Mastercard International Incorporated. Apple®️, Apple Pay®️, and the Apple logo are trademarks of Apple Inc. Google Play®️ and the Google Play logo are trademarks of Google LLC.

For additional information regarding Cashably services, please review the Terms of Service, Privacy Policy, Cashably Card Holder User Agreement, and other applicable disclosures available on the Cashably website or within the Cashably mobile application.

©️ 2026 Cashably, Inc. All rights reserved.

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